| As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope. | | How to Be Happy in a Recession Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices. | | Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023 5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling | | How to Stay Optimistic During Hard Times  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Tan Teck Loon, Brian | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
DISCLAIMER
This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.
© Tan Teck Loon, Brian, All rights reserved. | |  | | Daphne Chin, Lance Lai and Baby Skylar We had the pleasure of working with Brian for over 10years for Lance and about 4 years for me and since birth for our little one and I cannot speak highly enough of Brian dedication and of his expertise and professionalism. He demonstrated a deep understanding of the insurance and financial industry guiding us to make informed decisions. Not only did he take the time to thoroughly assess our financial situation and goals but provide personalized recommendations that tailor to our ever changing phases of life. He went above and beyond to research and compare various schemes ensuring we are fully covered. What impressed us most was his dedication to not only our financial wellbeing but our personal life, being there to support us anytime. Thanks to his expertise and guidance, we feel confident for our financial future and also am glad that we became not just advisor and clients but friends. We highly recommend his service to anyone seeking a knowledgeable and trustworthy advisor who put clients best interests 1 | |  | | June & Yi Feng Brian has been pivotal to helping us navigate through various financial milestones in our life. He is always there to thoroughly answer any questions we may have, all the while doing so with utmost patience.
He is very considerate of our budgets and needs, and always respects our decision. Brian has done so much to ensure that we are well covered, and we are glad to have someone like him to guide us through life’s milestones. | |  | | Justin&Reine.@bugisdenim I can't speak highly enough of Brian. From the moment I reached out to him, he was attentive and knowledgeable, making the process of finding the right product coverage seamless and amiable.
He took the time to understand my needs and provided tailored options that fit my budget perfectly. His professionalism and commitment to top notch customer service truly set him apart.
The Financial services industry needs more BrianS, to show that people truly deserve the empathetic care and support that they deserve from him.
I feel confident knowing that I have someone like Brian on my side, ready to assist whenever needed. Highly recommend and kudos to the amazing work😁👍
Thank you! | |  | | Nineki Lee.Manager, Product Design It is my pleasure to consult with Brian since he embarked on his new career with AIA in 2013. Armed with years of good networking and inter-personal skills from his previous logistics career, there was never a doubt that he would forge out a new path for himself and never look back. Over the years, I have witnessed his growth from a knowledge-hungry novice advisor, who is learning the ropes from his mentor, to an independent, full-fledged financial consultant and leader who is honest, confident & trustworthy.
Brian does his homework well before his meetings to explain the fine details of policies patiently, providing his own detailed analysis on the pros and cons of various products (not limited to AIA) in the market. He is well prepared for every meeting to answer my numerous questions so that I am crystal clear on what I am signing up for, before proposing cost-effective plans to cater to changing needs of my finances.
Through sheer hard work, perseverance and an expanding customer base, Brian clinched the Million Dollar Round Table (MDRT) Award in 2018. His positive character traits stood out as you can feel his genuine concern for your well-being from his active listening and thoughtful questioning; his way of establishing lasting relationships and taking a holistic view of your finances.
Brian is an open and honest professional, providing above and beyond service for his clients and truly cares for you like a friend. | |  | | Monica, Bobby and Orville Brian was introduced to me by my sister. I'm impressed that he is a genuine person who uses his heart, I would definitely recommend him to anyone who need a efficient yet with patience financial advisor. Thumb up Brian! | |  | | Chaw Theingi.IT Professional My friend recommended consulting Brian for buying a new insurance plan. During our face-to-face meeting, I was impressed by his preparation and attention to detail. He carefully listened to and noted my requirements without promoting his products first. Before meeting him, I had little knowledge of insurance and didn’t fully understand benefits and coverage. He explained everything clearly in layman’s terms, going through possible scenarios and reviewing my existing health insurance coverage.
Only after I understood my existing insurance coverage clearly, he suggested an affordable insurance plan which meets all my needs and provides additional benefits.
Brian is a very friendly person and a good listener. Every time I met with him, I felt comfortable, as if I were talking to an older brother, and our conversations were always fruitful. During our second meeting, he even prepared a folder with all the necessary documents, including details of my existing insurance coverage for future reference. I truly appreciate his effort and excellent service. Even after purchasing the insurance plan, he keeps me informed of any updates related to my insurance in a timely manner. I look forward to working with Brian for my future financial planning and insurance needs.
Thank you, Brian, for your great help and heartwork!🙏 | | | | |
