Tan Teck Loon, Brian

Executive Personal Wealth Manager

Tan Teck Loon, Brian

Executive Personal Wealth Manager

One day a man was walking along the beach when he noticed a boy picking something up and gently throwing it into the ocean.

Approaching the boy, he asked, “What are you doing?” The youth replied, “Throwing starfish back into the ocean. The surf is up and the tide is going out. If I don’t throw them back, they’ll die.”

“Son,” the man said, “don’t you realize there are miles and miles of beach and hundreds of starfish? You can’t make a difference!”

After listening politely, the boy bent down, picked up another starfish, and threw it back into the surf. Then, smiling at the man, he said… ”I made a difference for that one.”
- Loren Eiseley, 20th Century American anthropologist & natural science writer

11+ years in the financial planning & insurance business has blessed me with the opportunity to experience situations and events that I'd never trade anything for. Though there were claims experiences that brought sadness, I still found it rewarding as it also came with moments that bring tears of joy.

This joy is what I hold on to, and is what propels me, as I believe the most important and memorable part of this process is the ability to make a positive impact on families around me, one by one. Just like how the boy in the starfish story would.

I am also grateful to the numerous friendships being forged over the years. Thank you for allowing me to be a close part of your lives.

抱着一颗感恩的心，一步一脚印，我会继续为你和你的家人献上我最真诚的服务。

-Together, Transforming Lives-

Work
- Azione Group, SP-PatrickTan, AIA Singapore
Credentials

Newsletters

Articles Worth Sharing

Newsletter Issue 94: Cultivating a Grateful Heart

As the year winds down, it’s the perfect time to reflect on the many reasons to be grateful in our lives. From uplifting mental health to strengthening connections, gratitude helps us end the year with purpose and warmth. Discover simple practices and insights to embrace appreciation and nurture meaningful moments this season.

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Testimonials & Referral Notes

My family is very glad to have engaged Brian as our AIA agent. He is very dedicated and often goes the extra mile to help us understand our policies and never fails to explain them to us when we forget.
I had a bad fall last year and needed to claim my medical bills. Because I paid by medisave, the claim was more complex. Brian even volunteered to meet me at a nearby McDonald's outlet to help me submit the claim.
My hubby was recently recommended to do endoscopy and colonoscopy by a specialist. He is not covered by his personal insurance by Brian but he was covered under his company, On Engineers Pte Ltd by AIA.
Despite this, Brian took it upon himself to guide him through the claim process. He came to our place twice to assist him when he could have just directed him to his company staff or other AIA staff in charge of his company insurance.
Within a short time, his claim was approved.
Brian also highlighted to us the need for making living wills and CPF nominations.
He provided valuable information on such issues. We appreciate his concern.
If anyone should ask us to recommend an insurance agent, it will definitely be Brian
Thank you Brian .

Regards
Mr and Mrs Chia Juan Meng

Great help and Heartwork

My friend recommended consulting Brian for buying a new insurance plan. During our face-to-face meeting, I was impressed by his preparation and attention to detail. He carefully listened to and noted my requirements without promoting his products first. Before meeting him, I had little knowledge of insurance and didn’t fully understand benefits and coverage. He explained everything clearly in layman’s terms, going through possible scenarios and reviewing my existing health insurance coverage.
Only after I understood my existing insurance coverage clearly, he suggested an affordable insurance plan which meets all my needs and provides additional benefits.
Brian is a very friendly person and a good listener. Every time I met with him, I felt comfortable, as if I were talking to an older brother, and our conversations were always fruitful. During our second meeting, he even prepared a folder with all the necessary documents, including details of my existing insurance coverage for future reference. I truly appreciate his effort and excellent service. Even after purchasing the insurance plan, he keeps me informed of any updates related to my insurance in a timely manner. I look forward to working with Brian for my future financial planning and insurance needs.
Thank you, Brian, for your great help and heartwork!🙏

Chaw Theingi
IT Professional

My insurance claims

I bought the hospital plan from AIA since 2013, the advisors changed step by step, and in the past 2 years, Brian continued to take hand over as an advisor. Unfortunately, due to bad health this year, I submitted claims once in October 2023 and once in May 2024. Thanks to Brian's professional guidance, My claims submitted 11 days later that get back my claims. His advise everything went very smoothly, quickly and easily. My company insurance claims also provided guidance. He is one of the best advisors I have ever met my life. Thank you very much for his kindly help and I would strongly recommend him to anyone, who needs help with insurance.

AIA မှ Hospital plan ကို 2013 မှ စတင်ဝယ် ခဲ့ပါ သည် မှာ advisers အဆင့်ဆင့် ပြောင်းခဲ့ပြီး လွန်ခဲ့ သည့် ၂ နှစ် တွင် advisor အဖြစ် Brian မှ ဆက်လက် တာဝန် ယူခဲ့ ပါ သည် ။ ကံမကောင်း စွာ ယခု နှစ် တွင် ကျန်းမာရေး မကောင်း သောကြောင့် October 2023 တွင် တကြိမ် May 2024 တွင် တကြိမ် claims submission လုပ် ခဲ့ ပါ သည်။ Brian ၏ လမ်းညွှန် ပြ မှု ကြောင့် အရာရာအလွန် ချောမွေ့ လွယ်ကူ လျင်မြန် စွာ ဖြင့် တင် ပြီး ၁၁ ရက် အကြာ မှာ လျော်ကြေးငွေ ပြန်ရ ရှိခဲ့ပါသည်။ my company insurance claims ကို လဲအဆင်ပြေ ရန် လမ်းညွှန် ပေးခဲ့ပါသည်။ ကျွန်မ တွေ့ဆုံ ခဲ့ သည့် advisers များ ထဲ တွင် သူက အကောင်းဆုံး လမ်းညွှန် ပေးနိုင်သူ ဖြစ် ပါသည်။ သူရဲ့ ကြင်နာစွာ ကူညီ လမ်းပြပေးမှု ကို လဲ ကျေးဇူး အထူး တင်ရှိပါသည်။ insurance ဝယ် ယူ လိုသူများ နှင့် insurance အကြောင်း သိလို သူ များ အတွက် စိတ် အချရဆုံး နဲ့ နားလည် လွယ် အောင် ရှင်းပြ နိုင် သူ အဖြစ် Brian ကို ယုံကြည် စိတ် ချ စွာ ထောက်ခံ အပ်ပါ သည်။

Kyi Kyi Moe

Testimonial for Brian

ဘရိုင်ယန်နှင့်ကျနော်တို့မိသားစု သိကျွမ်းခဲ့ကြသည်မှာတနှစ်ကျော်ကြပြီဖြစ်သည်။
AIA ၌ မိသားစုလိုက် Hospitalization Plan အား ယခင်မိတ်ဆွေ၊ မဖောဝါ ထံမှ ၂၀၁၉ မှစတင်ဝယ်ယူခဲ့ပါသည်။ မဖောဝါ အလုပ်ပြောင်းသွားချိန်မှစ၍၊ ဘရိုင်ယန်နှင့်ဆက်လက် ဆက်သွယ်ဆောင်ရွက်ခဲ့ပါသည်။ ယခုတနှစ်အတွင်းဇနီးသည်၏ကျန်းမာရေးချို့ယွင်းလာ၍၊ ဆေးရုံ၌ပြသရာ၊ သည်းခြေ၌ ကျောက်တည်၍ခွဲစိတ်ကုသခဲ့ရပါသည်။ ကုသမှု့အောင်မြင်ခဲ့ပါသည်။ ဆေးရုံမှ ဆင်းသည့်နေ့မှစ၍ စာရွက်စာတန်းများ ပေးအပ်ကာ၊ AIA မှ အာမခံလျှော်ကြေးတောင်းယူရန်၊ ဘရိုင်ယန်နှင့်ဆက်သွယ်ဆောင်ရွက်ခဲ့ပါသည်။ ၁၃ ရက်အတွင်း၊ လိုအပ်ချက်များစစ်ဆေးပြီး၊ သတ်မှတ်လျော်ကြေးပြန်လည်ရရှိခဲ့ပါသည်။ ဘရိုင်ယန်၏ ကူညီဆောင်ရွက်ပေးမှုများ၊ အချိန်နှင့်တပြေးညီ ရှင်းပြခဲ့မှု့များ၊ လိုအပ်ချိန်၌ အချိန်တိုအတွင်း ပြန်လည်ဆက်သွယ်ကူညီခဲ့မှု့များအား များစွာ ကျေးဇူးတင်ရှိကြောင်းနှင့် သူသည် ယုံကြည်စိတ်ချရသော အေးဂျင့်ကောင်းတဦးဖြစ်ကြောင်းထောက်ခံအပ်ပါသည်။

Engineer
Htun Myint Khaing & Family

သဘောကောင်းပြီး ကြံ့ခိုင်စိတ်ရှိသူ

Brian Tan ကို လွန်ခဲ့သော ၅ နှစ် ကျွန်မအရင်လုပ်ခဲ့သောအလုပ်မှာ Logistic ကိုယ်ပိုင်လုပ်ငန်းရှင် အဖြစ် သိခဲ့ပါတယ်။ သူသည် ကိုယ်ပိုင်လုပ်ငန်းလုပ်သလို ငွေ‌ကြေး၀န်ဆောင်မှုလုပ်ငန်း Manager (Financial Services Manager) တစ်ဦးလည်းဖြစ်ပါတယ်။ သူ့ရဲ့ clients များကို စေတနာအပြည့်ဖြင့် ကိုယ်ချင်းစာစိတ်ထားပြီး clients လိုအပ်သည့်အတိုင်း လုပ်ဆောင်ပေးသူ ဖြစ်ပါတယ်။ ကျွန်မသူ့ team မှာ မနှစ်ကစပြီး အလုပ်စတင် လုပ်ခဲ့ပါတယ်။ သူသည် အဖွဲ့သားများကို အလုပ်မည်သို့ တိုးတက်အောင်မြင်ဖို့၊ စိတ်ဓတ်ခွန်အား မြှင့်လာ‌ဖို့အမြဲ သင်ကြားပေးပါတယ်။ Financial Services Advisor လုပ်လိုသူများကို Career Coach အနေဖြင့် ၄င်း၊ Insurance နှင့် Financial Planning လုပ်လိုသူများကို Financial Planner အနေဖြင့် ၄င်းကူညီပေးပါတယ်။ သူဟာ ယုံကြည်စိတ်ချရပြီး စေတနာအပြည့်လုပ်ဆောင်သူ ခေါင်းဆောင်ကောင်း တစ်ယောက် ဖြစ်ပါတယ်။

Sarah Naw Paw Wah
Financial Services Consultant

I wholeheartedly commend Brian for his exceptional service. His prompt responses and thorough explanations were truly impressive, distilling complex information into easily digestible bits. Despite delays in my recent project application, which caused inconvenience, Brian's patience and understanding were exemplary, putting me at ease. His professionalism and dedication are truly appreciated. I highly recommend Brian for his outstanding support and expertise.

Sutajio iwa
IG: sutajioiwa

I can't speak highly enough of Brian. From the moment I reached out to him, he was attentive and knowledgeable, making the process of finding the right product coverage seamless and amiable.

He took the time to understand my needs and provided tailored options that fit my budget perfectly. His professionalism and commitment to top notch customer service truly set him apart.

The Financial services industry needs more BrianS, to show that people truly deserve the empathetic care and support that they deserve from him.

I feel confident knowing that I have someone like Brian on my side, ready to assist whenever needed. Highly recommend and kudos to the amazing work😁👍

Thank you!

Justin&Reine
@bugisdenim

We are very appreciative of everything Brian has done for us.

He is extremely diligent and responsible

We had dealings with several insurance agents, but never have we met someone like Brian before. Who is very responsive and patient.

As such, my wife and myself sincerely wishes to express our gratitude to him

Samuel & Mandy

Never trusted Insurance Agents

Never trusted Insurance Agents as I believed they were just out to sell any kinds of policies to get commissions and heard numerous sharings on Agents pushing coaxing people to get policies signed.

Finally got my first policy for critical coverage from a distanced relative-in-law when I just turned 30 but disappointed as my policy was eventually passed around numerous times to different Agents & no follow-up done accordingly.

I managed to chance upon AIA Agent Brian through a common friend in late 2019 6years later. Brian is dedicated, diligent with immersed confidence & providing professional knowledge & services sharing & guiding myself to decide in getting policies best suited for myself.

It was not all a walk in the park as I always had my guards up against Brian due to my experience when I got my 1st critical policy & initial thoughts for all Insurance Agents 🙂‍↕

I remembered our first meeting at Tampines OTH Geláre in late Aug 2019 as he was all warm, smiley & positively chirpy when introducing himself and we just have a light, causal friendly meal & he was not pushy to intro or go straight into sharing policies, but firstly to understand me as a friend to have me open up my protective titanium guarded doors & mind to earn my friendship & trust.

Due to Covid, I only got to meetup again with Brian 2nd time in late Aug 2020 after post-Covid reopening phase in June 2020. Over time, Brian guided me along in considering carefully my options that best suited myself & constantly checking on my financial status to make sure I am fine & not financially exhausted. Brian also focused with me on my priorities & what I prioritized in my coverage.

After almost a year after our first meetup in 2019,I finally considered all options carefully along with Brian's professional guidance and advice, I finally landed on é policies and investment plans that I find most suited for myself.

Till today, I am still with AIA Agent Brian whereby I am truly grateful as I know I am in Brian's good hands to take care of everything well & good 😃

Helen Chong

Thank you so much for being our trusted friend

Knowing what to do when your loved ones have to go through surgery is something everyone wish that they don't have to encounter as we always pray for the best of health to be with our family.
Brian was a god sent when I was lost on what to do. He gathered all necessary information quickly and his meticulous and easy to understand way of explaining to me how the details work was something that impressed me as Insurance has always been a blur to me. What sets Brian above and beyond is that he constantly checks in on how the caregiver is feeling and reminds me that all of us need a break.
That's where you know you have found yourself a trusted and genuine advisor and friend.
Brian provided us with all rounded information from Insurance, LPAs, CPF nomination and I believe if I were to ask for more, he will have them readily available. Thank you Brian! Mama and me will always be thankful for what you have shared with us.

Mama & Lynn

The true essence of a good insurance agent

Our testimony for Brian:

Brian was recommended to us through a friend when we were at a point where we were searching for a better financial advisor. We were very impressed at his holistic knowledge on how to fully insure ourselves on the whole spectrum (will writing, CPF nomination, financial planning, insurance nomination), not just limited to selling insurance policies. He has greatly enlightened us with this holistic perspective and guided us step by step along the process to fully insure ourselves, according to our current budget and potential steps for the future. He has the ability to simplify insurance jargon in layman language that it is easy for us to understand.

Brian is a patient listener and genuine in his interactions. He helped evaluate our life situation and advise on appropriate plans that are affordable and relevant to us. He is an organized person, someone we definitely can trust and rely on to help us in crisis. When we had to do some claims, Brian provided clear instructions to us pre and post claim stage so we don't miss any step and the claiming processes were always smooth.

Brian is a true representation of what a financial advisor means. Look no further, contact Brian today!

Samuel, Eunice, Thomas, Timothy

I want to express my heartfelt appreciation for Brian Tan Teck Loon. Having known him for nearly 20 years, I can confidently say that he always goes the extra mile to help his clients. His consistency and dedication are truly commendable.

Brian not only assists me with the policies I purchased from him but also helps manage other policies I have, even though they weren’t from him. He takes the time to summarize everything in just 1-2 hours, ensuring I fully understand my coverage.

Moreover, he has been invaluable in handling all my policy claims. During difficult times, especially when dealing with illness and loss, Brian has been there to support me and guide me through the process.

Thank you, my friend, for everything you do!

Novia Lee
Healthcare Professional

Brian was introduced to us by our good friends. I have experienced a change of agents before, but we have never met someone like Brian who makes us feel so trusted and comfortable with his service.

We would like to thank you, Brian, for his excellent service and support. His expertise and dedication have made our insurance experience seamless and stress-free. His prompt responses and attention to detail are truly appreciated.

Regards,

K&C

I've had the pleasure of working with Brian for my insurance needs, and I can't sing their praises enough! He took the time to understand my unique situation and provided personalized guidance and support. He expertise and attention to detail gave me peace of mind, knowing that I had the right coverage. Brian went above and beyond to ensure a smooth claims process and even helped me save money on my premiums. I highly recommend Brian to anyone looking for a trusted and knowledgeable insurance agent who truly cares about their clients' well-being.

Ye Ailing

for Mr Brian Tan

This Testimonial is written for Mr Brian Tan,

I would like to express my greatest gratitude to him, no amount of words can describe my heartfelt thanks to him, but here it is anyway,
the moment you meet him and start talking to him, you can feel his sincerity, professionalism.
To me, he is one of a kind as a advisor, he goes through your policies with you, giving you advises and let you know your needs, and doing all this with genuine patience, along the way he shares his life story with you too.
He is someone with positive energy, and you can tell that he made it today by sheer hard work, I really salute him for this.
I've met a lot of financial advisors in my life, but never have I met someone like Brian, he makes me feel rest assured, that he is always having my back and is always ready to help.
I really thank him for the extra mile he went for settling my mum's policy for me too.

Thank you Brian for being someone we can rely on!

Sam Wai Kit
J & S MANAGEMENT PTE LTD

Consistent, Reliable and Trustworthy

Brian is a very consistent, reliable and trustworthy agent. He goes the extra mile to ensure that every claim of mine is taken care of, even at his inconvenience sometimes. I really appreciate the time and effort he puts in each time to explain any new policies that I sign up for. Rest assured everything will be settled nicely for you with Brian's assistance ☺

Fiona Seah
Educator

Our friend and advisor

We had the pleasure of working with Brian for over 10years for Lance and about 4 years for me and since birth for our little one and I cannot speak highly enough of Brian dedication and of his expertise and professionalism. He demonstrated a deep understanding of the insurance and financial industry guiding us to make informed decisions. Not only did he take the time to thoroughly assess our financial situation and goals but provide personalized recommendations that tailor to our ever changing phases of life. He went above and beyond to research and compare various schemes ensuring we are fully covered. What impressed us most was his dedication to not only our financial wellbeing but our personal life, being there to support us anytime. Thanks to his expertise and guidance, we feel confident for our financial future and also am glad that we became not just advisor and clients but friends. We highly recommend his service to anyone seeking a knowledgeable and trustworthy advisor who put clients best interests 1

Daphne Chin, Lance Lai and Baby Skylar

3 R

Brian has been my insurance agent for close to 2 years and the only Regret I have is not knowing him earlier.

"Responsive"
Brian never failed to reply my messages promptly or answer my questions even in the wee hours. There was once I had forgotten to get my travel insurance and I texted him at 5am in the morning, he settled everything for me in the next 15mins. Kudos to him!!

"Responsible"
Brian is a responsible agent who truly cares for his client, he feels like a friend rather than an agent to me. He gives the most genuine advice that benefit me the most than for his own interest.

"Reliable"
I can always count on him to help me with my claims and I know that I am in good hands. I really appreciate what Brian has done for me and my family and would highly recommend him to my family & friends.

Vivian Soh

Passion & extensive experience in caring for others

I’ve been under Brian’s care since Jan 2023 & Brian has consistently shown exceptional attentiveness & quick responsiveness in addressing my claim needs & inquiries. His eagerness to help, coupled with his availability & knack for providing solutions reflects deeply his passion & extensive experience in caring for others. I feel extremely fortunate to have crossed paths with Brian & am genuinely grateful for the exceptional care he has provided my team & I so far!

Amanda Ong
Mural Artist

Referred to Brian by my niece

I know Brian frm my niece, which is the family insurance is cared by Brian. He is very friendly, responsible, helpful, excellent and knowledgeable. He spent his time for me and my family members to explain abt our insurance. He even drove us to AIA office for some insurance matter. His services is good and I am sure to recommend him if my friends need to buy insurance. Keep it up Brian I gv you thumbs up. 👍👍👍

Harjati Chandra

More than just an insurance agent

Brian is more than just an insurance agent; he's a trusted friend who has managed my policies seamlessly for years. Always just a call or text away, Brian goes above and beyond. Whether it's handling claims, answering questions, or assisting with travel insurance, he consistently delivers top-notch service. Brian's commitment to excellence is unmatched, ensuring that what’s needed are not just met but exceeded. Grateful for his dedication and expertise in navigating the complexities of insurance for a layman.

JC

An individual with multi-faceted perspective

Brian is excellent and highly recommended. He provides sound advice based off data and is always responsive to enquiries. An individual with multi-faceted perspective , who can target specific short and long terms needs of his advisee. I feel taken care of and am assured that my investments are in good hands!

Alvin Ang
Commercial Director

Our Family Advisor

Salam sejahtera...
Mengenali brian pada saya adalah satu anugerah.Sebagai penasihat insurance buat keluarga saya, saya berangapan brian adalah seorang penasihat insurance yang bertanggungjawap dan berdedikasi kepada pelanggan beliau.Konsep seperti sebuah keluarga yang ditunjukkan membuat kami sekeluarga amat senang dgn beliau.Service yang cekap dan pantas sentiasa dari beliau. Semoga beliau terus sukses dan terus menakbur bakti kepada semua dgn kefahaman "prevention dan protection" dan mudah mesra.....
Alwayz be the best Brian...and success alwayz🌹
Healthy Beauty Luxury with Aia💝

Faiezah
RF3 WORLD SINGAPORE

Travel Insurance Claim

在这，我很感谢我的agent Brian Tan, 我第一次让我的朋友,Vicky,介绍Brian给我们认识，他帮我处理我们去KL和Phuket的Travel Insurance。
我应该在抵达KL的时候，拿到我的行李，但是行李被延误了，也因为这延误，我花了很多不必要的时间，钱，和麻烦，在隔天才拿回我的行李。
我很庆幸也很高兴，回来新加坡后，通过Brian的帮忙，我的travel insurance claim过程很顺利，也很高兴和满意，成功地获得insurance claim.
以后我出国时，我还是会选择Brian帮我安排我的insurance. 感谢，感恩

Lim Siew Tin

Being patience and detail in explanation

Dear Brian,

Thank you so much for your assistance in helping us and recommending on the right package of insurance coverage and investment suggestions. Along the way we have encountered multiples consultant where mostly are only suggesting base on what they think is good but not for us. You are typically different as you will base on whats better for your customer in accordance to their needs and want. And you are being very helpful when it comes to claiming process and progress. Being patience and detail in explanation of yours which have taken our heart as loyalty and trust which might be a better words to describe your professionalism. Once again. Thank you for all the assistance and patience.

Your loyal customer/friends/supporters,

Chris Yoong & Siew Wei

Always willing to extend a helping hand

I’ve first met Brian when I moved to Singapore 3 years ago and he was my landlord at first. Over time I’ve got to know his occupation and being new to Singapore, I decided to get my insurance from him. He is super kind and genuine as person, always willing to extend a helping hand. I’ve consulted him on many occasions about my policy and procedures and always goes above and beyond to help. I was also very impressed at how he puts so much time/effort into each of his clients and professionalism towards the job. I’m grateful to have met him and I feel assured that I can trust and rely on him when it matters!
Wishing Brian all the best in his journey :)

Ken Tan
Market Research Specialist

Big thanks to Brian

I would like to give a big thanks to Brian. He analyze my financial situation along with my current life stages to provide me with the best advices that truly met my needs. He did zoom meetings with me at late night to accommodate to my work schedule. He also help me a lot on my policy as mine needed to go through underwriting. He even dropped by my workplace personally just to ensure I signed the documents on time. But the service didn’t stop there. He followed up on my policies and queries all the way till I am truly aware of what I am covered for. He will explain all the terms in layman term patiently which is what I am very grateful for. Thank you Brian, you are truly servicing your clients from your heart.

Angeline Ang
Bank Manager

THE ONLY FINANCIAL ADVISOR I HAVE AND TRUST

All the letters in Brian’s name reflect how he is
- Brilliant, Reliable, Industrious, Affable, Noble-minded.

For nearly a decade, Brian has been my only go-to advisor on financial planning for me, my family, and friends to whom I have introduced him to. Time and time again, he has proven himself to be a well-rounded professional who listens and serves wholeheartedly.

As a comrade during my short stint with AIA in the past, I witnessed Brian’s hard work and dedication to his work. He truly cares for all his clients and prioritises their interests and needs ahead of his benefit.
Tapping on his wealth of experience and knowledge, he unselfishly takes time and effort to educate his clients and provide essential solutions tailored to meet their needs and goals. Brian regularly reviews their portfolios and closely monitors the market trends to safeguard the money and monies clients have invested. He would also often go the extra mile, such as ensuring that his clients have duly completed their nomination for all policies (many agents do not bother to do that!) or even driving and accompanying them to their medical appointments.

With a warm and genuine personality, Brian is also a trusted advisor and friend whom you can approach anytime to comfortably discuss your financial matters over a meal or drink!

Thank you so much, Brian, for your professionalism, kindness, generosity, and friendship. Respect!

Yvonne Teo

Testimonial for Brian

I have known Brian for several years through my sister who was then an insurance agent at AIA. Ever since my sister left AIA, Brian took over my policies and served with his heart without fail.

Brian is someone whom you can share your personal financial concerns with. He will based on my needs and capabilities to offer options to suit my requirements and he will definitely not upsell any insurance package to you.

This year (March 2022) I was told by my doctor that I had to do a major surgery. In fact, I have some reservations with the doctor and I decided to call Brian to discussed my case and situation with him. Brian then recommended 2 doctors to me as he had clients who have similar situations with myself. I decided to proceed with the surgery with one of his recommended doctor. Brian follow up with the necessary paperwork on the surgery/hospitalization processes closely with me too. And so I had the surgery done in June 2022 and I am very thankful that everything went very well and smooth. Also, I managed to receive my claims back accordingly with Brian's speedy response.

I am grateful that I can trust Brian with my financial plans and will continue to support him along this journey.

Jeslyn Teo

very helpful with my claims

Really appreciate what Brian has done for me. He was very helpful in helping me with my claims, while I can focus on my recovery. Brian is a good choice to help you with your financial planning.

Szu Ling

From Ex-colleagues to my family's Financial Advisor

I have known Brian for many years, from colleagues to being ex-colleagues and finally as my health advisor. Over the years, I have brought several policies from him per his recommendations, and these are policies that suits my short term needs and long-term goals.
I have also purchased several policies for my parents under his recommendation as well and this has help me with some of the medical bills.
Overall, I’m grateful for both his recommendation and assistances over the years.

Luc Choo
Country Manager
SIFA ASIA PTE LTD

Putting my needs first as a client

Brian has been my financial advisor for over seven years, and I have to say, he is probably one of the more patient advisers I have met. I am consistently impressed by his analysis of my situation. I always feel like he puts my needs first. If he cannot give an answer right away, he always gets back with the right information. I would not hesitate to recommend him.

Meifong

Knowledge, patience, and sincerity

I am glad that Brian is my Financial Service Consultant. When I first knew him, I was a young and unknowledgeable teen. I very much appreciate him taking the extra time to answer my many questions. With his guidance, I can say that I have a deeper understanding of investment and insurance. Knowledge, patience, and sincerity in achieving the best for his clients are what make Brian a professional consultant. Thank you, Brian!

Amelia Tang
University undergrad

Committed to his customer's interest

We have policies with other agents prior to knowing Brian. There were agents who are only interested to close deals as well as agents who are really helpful. However I have never met one like Brian who is committed to his customer's interest as his 1st priority. It's not about how much the policy is, closing more deals and the qty of policies we are purchasing. It is about what we really need and what we can afford. He went the extra miles to help, understand and compile all our policies even if we did not purchase from him or AIA for a better overview of what we lack in our current coverage. The amazing thing is he does not stop here, he reviews and update these compilations whenever needed too. We can feel his sincerity and authenticity through his actions. Even my children can feel it and had decided to entrust Brian with their policies too. Thank you very much, Brian.

Siew Yen & Family
Supply Chain & Logistics Manager

Testimonial for Brian Tan

Brian is a God sent angel that help us with our insurance claims at the right time and circumstances. it was through divine appointment that he was assigned to look after my AIA portfolio. Besides just taking care my AIA claims, he also offered to help us with our claims from other insurance companies. He guided us step by step throughout the whole claiming process from the filling up the forms to the lodgment of our claims.

Not only is he friendly, knowledgeable, he can simplify complicated insurance matter into layman terms. He is passionate about his work and offer a very high standard of service to his clients.

He went beyond his duty and even came to pick us up from home. He drove us all the way to the insurance office to settle our insurance matters.

Brian also spent his precious time to go through our insurance policies one by one. He made effort to organize and summarize them into a folder for our easy future reference.

He do his best for his clients as he treated his ordinary task with extraordinary purpose and passion.

I cannot thank Brian enough for his help in my insurance claims and would strongly recommend him to anyone who need his professional service in insurance matters.

Weber and Ai Tee
Medical Doctors

一度不再相信保险

Brian, Teck Loon 是我见过的最有责任心的一名保险经纪人。自从20年前就开始买保险的我遇到过各种不负责任的经纪人，一度不再相信保险这个东西。可通过朋友介绍Brian给我之后，我对保险经纪人刮目相看。他是正真会把顾客的利益放首位，介绍的保险也是针对我们正真需要到的，能帮助到我们的。有事的时候，总是他第一个出现，每次都能尽心尽力的处理好每一份保单。买保险，经济人真的很重要。感恩遇到这么好的一位经纪人。

Annie
Beauty Consultant & Business Owner

感恩我的保险代理人

Brian Tan Teck Loon 是我 (Wong Lee Foon) 的保险代理人。以下是我给于他的评语:
Brian Tan 为人和蔼可亲，有礼貌，尊重他人及长辈。他做事态度认真谨慎，办事能力强，服务效率高，能快速为客户解决问题。身为客户的我及家人，感恩他的帮忙。Brian Tan，感恩有你，真好!
👍👍🙏🙏

Wong Lee Foon
Teacher

Our Financial Guide - Brian

Brian has been pivotal to helping us navigate through various financial milestones in our life. He is always there to thoroughly answer any questions we may have, all the while doing so with utmost patience.

He is very considerate of our budgets and needs, and always respects our decision. Brian has done so much to ensure that we are well covered, and we are glad to have someone like him to guide us through life’s milestones.

June & Yi Feng

Trustworthy and having a Positive Attitude

Brian is someone whom you can trust and easily work with. He is capable, honest, trustworthy, and has a positive attitude in whatever he does.

Saravanan

Patient & Detailed to our needs

Hi Brian, thanks for being so patient in answering the questions we have and also being so detailed. Different people have different needs and we’re so glad that you are able to propose a solution that suit our needs perfectly. Appreciate for serving us so professionally!

Zheng Hui & Li Ping
Engineers

Helped me with claim even though he was not my agent

Brian is a nice, kind, care and helpful person.The first time i met him was on 2013 when i went for surgery.He helped me with the claim although he is not my insurance agent.

He also spent time reviewing my family insurance plans and made a summary for me.He gave his recommendation,but never persuades me to buy any insurance plan.

He has a lot of story to tell and he is always help me whenever i need.

Willy, Julia and Della

Genuine and patient advisor

Brian was introduced to me by my sister. I'm impressed that he is a genuine person who uses his heart, I would definitely recommend him to anyone who need a efficient yet with patience financial advisor. Thumb up Brian!

Monica, Bobby and Orville

Putting the needs of clients first

Brian has all along been a professional and courteous advisor-turned-friend to me. He puts the needs of his clients first and makes valid recommendations that are tailored to your needs. He can always be counted on to give good financial advice to help you make sound decisions.

Aloysius

Referred to Brian after an unexpected accident

After an accident requiring surgery in 2016, I realised the importance of insurance but was at a loss on where to get started. I was introduced to Brian at the time. 4 years down the road, he has not only become my insurance planner, but also a great financial advisor and friend. He is unlike other agents. Brian really explains policies in a way that I can understand. He is also willing to just sit and discuss, as well as teach investment concepts and strategies to a first-timer like me. A efficient, knowledgeable, reliable and most importantly, trustworthy, agent - I have not trusted anyone else with my policies since. Hope to continue to working with him for many years to come! (:

Tiffany Woo
Staff Nurse

Our Family Financial Consultant

I’ve known Brian first as a friend with a warm personality and great empathy to people around him. Our family has greatly benefited with him as our financial consultant, genuinely placing our needs before himself with his good listening ear. We are grateful that Brian assist us to plan ahead so our insurance and financial needs are tailored and served across different stages of our lives. Moving forward, we are happy to have Brian as our financial partner and have no qualms recommending his services to our family and friends.

Bernard Lee & Family
Associate Group Director
Propnex Realty

The people's agent - always caring, ever understanding

I am very sure, everyone has somebody in their contact list that are either in insurance or real estates.

Many , just like me, pay premium and forget to grade their agents services.

Is only when I experiences great issues that my health policies lapsed; I realised that Brian services was different .. He's not my existing agent. Brian is the people's agent, he cares, he listens, he understands my plight and assisted me. His kind and sincere gesture of following thru my case even at the expense of accompanying me to my insurer HQ deeply touches my heart.

I am very Happy to meet Brian, if I can still afford any policy, he will be the 1st person I called.

I am a real estate agent, Just like Brian, I will serve my buyer with the same degree of sincerity, for I think that is an important element that I need to uphold in this service industry. Thank You, Brian.

Kareen Leong
Real Estate Agent

Genuine concern for clients' well being

It is my pleasure to consult with Brian since he embarked on his new career with AIA in 2013. Armed with years of good networking and inter-personal skills from his previous logistics career, there was never a doubt that he would forge out a new path for himself and never look back. Over the years, I have witnessed his growth from a knowledge-hungry novice advisor, who is learning the ropes from his mentor, to an independent, full-fledged financial consultant and leader who is honest, confident & trustworthy.

Brian does his homework well before his meetings to explain the fine details of policies patiently, providing his own detailed analysis on the pros and cons of various products (not limited to AIA) in the market. He is well prepared for every meeting to answer my numerous questions so that I am crystal clear on what I am signing up for, before proposing cost-effective plans to cater to changing needs of my finances.

Through sheer hard work, perseverance and an expanding customer base, Brian clinched the Million Dollar Round Table (MDRT) Award in 2018. His positive character traits stood out as you can feel his genuine concern for your well-being from his active listening and thoughtful questioning; his way of establishing lasting relationships and taking a holistic view of your finances.

Brian is an open and honest professional, providing above and beyond service for his clients and truly cares for you like a friend.

Nineki Lee
Manager, Product Design

Always looking out for clients' best interest

Hi Brian, Just a note to let you know how much my family appreciate all the care and work you do for our insurance needs. You are a great professional, always available and a wonderful man. It is comforting to know you are looking out for our best interest and are always there to support our needs and concerns.

Constance Lee, Alvin Ang and the Lee Family

Brian - a good representation of professionalism

Brian is a good representation of professionalism. Furthermore, his services have consistently exceeded our expectations.

When selling policies, he had patiently strove to fully understand our circumstances and helped us nailed down our needs succinctly. When done, he offered options and advices that help us made the right choices.

When requested, he had no hesitation to take over AIA policies purchased earlier from other financial consultants plus diligently helped submit and followed through when claims were initiated.

What I am most grateful for was, when I met with an accident in a foreign country, his assistance with advices on what needs done and helped coordinated the hospitalization and surgery. Furthermore, we really appreciated his helping us in seeing through the end-to-end medical claim process seamlessly.

We are blessed to have Brian as our financial consultant not only for my wife and I but also for our two grown up children.

Uncle Chew, Aunty Lena & Family

老朋友，加油

我认识Brian有十多年了，以前我们是在同一间公司上班后来Brian去当保险代理，我们还是保持联系，每次聚会他不谈卖保险的事。在很久以前我跟N公司的一位代理买了一份保单而只见过两次（一次解释，令一次收费）就没再联系而我也忘了买了什么保单。
在一次饭局我跟Brian谈起保单的事而他很详细解释保单的内容。
不久前我的侄女找我关于手术和住院费用怎样索赔（她的代理不是Brian）我把Brian的联络号码发给了她（在此我的侄女要跟你说非常感激和谢谢你的帮忙）。我也谢谢你给我建议和计划以后退休的生活。
Brian 是一个很有耐心，爱心和细心的好代理和老朋友，加油。

Ann Lee
Logistics Executive

Our family advisor

Unparalleled professional service and advice rendered by Brian! Always so patient listening to my priorities, and crafting out the best policies for me!

Brian is by far the best insurance advisor I have encountered with; Someone with excellent work ethics and knowledge in his field, and never fail to go the extra miles for his clients!

Vincent, Irvy & Family
Engineer

Our durian session on 1st Aug 2018 ;-)

Brian is funny, always friendly and professional. He often tells us real life stories that is consider things that we never thought might happen. We really have a peace of mind leaving our insurance with him and he is v easily contactable we need him to help with advice or claims. He also delivers a personal touch/ care to us such as sending us birthday vouchers and hand sanitizers during covid19! He is reliable and I do recommend him as an agent to my friends and family!

"Durian" Michelle & Melvin

terima kasih

Kami mengenali Brian tidak lebih dari setahun tetapi keakraban kami ibarat sudah mengenali lebih dari itu. Brian seorang yang cekap, teliti dan amat ambil berat akan kepentingan kami sekeluarga. Servis yang diberikan memang Tip Top! "The Best". Puas hati Brian!

Misdew Famili

Merci Beaucoup !

I know Brian for more than a decade. I consider Brian as my family. He has always been there for us. Brian is a great professional. His knowledge and experience are extremely valuable. I know we can rely on him, I know we can trust him.
Brian has always put our interests and protection first, advising us what were best. I remember my first discussion with him. I was impressed how Brian took complexity out of the conversation, and explained me what I should consider to do.
During difficult and critical times, Brian is the first person I call. He has always been available 24/7 and showed great humanity, love and empathy. Unfortunately accidents in life happen, but knowing that you have the right cover, make you focus on what matters.
Brian is my family, a great friend and a trustworthy agent.

Merci du fond du coeur mon cher aim !
Maria, Louise, Fleur et Julien BEHURET.

Julien BEHURET & Family

Responsible and trusted advisor

I have known Brian for over 2 decades, well before he embarked on his highly successful advisor career. Since I first know him, he has shown to have the necessary personality and traits to help others. He was starting in his financial advisor role just when our family was expecting our child. As first time parents-to-be, we definitely need a responsible and trusted advisor for this new phase in life. From pre-parenthood to now, we had multiple holistic discussions in the last few years. Along the way, we signed up various products with Brian where we will benefit and secure our future as a family. Thank you Brian!!

Justin, Jana & Jonas

Referred to Brian

I was referred to Brian for insurance services by a friend. Brian is a friendly, knowledgeable and professional insurance agent. He was able to build a rapport with both my mother and I, and also assisted us in understanding our options available and policies well. My knowledge of insurance policies has increased since working with Brian, and I look forward to further deepening it in time to come. Will definitely recommend Brian for insurance or financial services to family and friends.

Li Wen

Teck Loon, my Army Buddy

I have known Brian for 18 years when we met in the Army and we have been close friend since.

As a friend, Brian has always been friendly, helpful and cheerful. He will always lighten up the mood in our gathering, being with him is never bored.

As my insurance account advisor, he is responsible, honest and reliable. He handle all my insurance claim fast and professionally.

It has been my honour to be his friend and I am happy to give him my wholehearted endorsement.

Kelvin & Weiqi

谢谢你，得伦

得伦当我的财务策划经理已经有7年之久，私交更胜16年之久；最贴切的形容就是他总能将心比心，比我自己还能更先一步地了解自己需要什么，缺少什么。

他毋庸置疑是一位非常值得信赖以及托付的财务策划经理。

得伦总能用他最专业和丰富的知识，推荐适合我的产品以致于保证我可以拥有我所向往的生活质量与人生安全。

从他那会儿刚入行，到现在已经取得了不少成就后，他依然坚守着自己那份想帮助人的初心。

能够保持这颗赤子之心，足以让我放心地将全家人的保单都交由得伦负责。

我真的为他感到骄傲以及衷心地想说声：“谢谢你！”

Michelle Ong
Pre-School Educator

Thank you Brian

I want to commend Brian for his exceptional service that he’s doing for his client on behalf of AIA Insurance. Brian is very prompt in answering my questions and concerns and he possesses excellent knowledge to get matters resolved quickly.

Nick Phang & Family
Team Lead, End User Services

Meet a professional agent

I got to know Brian through one of my nurse working in a clinic. As I was having lots of claims issue with my insurance agent then so I asked my nurse if she have someone to introduce.
Ever since I know Brian, he settled most of my claims in a very fast manner and answered to my queries promptly. He keep track of all my claims and update me on my claim status regularly. A very professional agent to be commended.

Angie Quah

A testimonial for Brian Tan

Brian Tan has been handling my policies for 4yrs very professionally and efficiently. There's no doubt that he is reliable advisor and very patient in explaining things to me until I understood. I’m very happy with his service.

Dorrise Sin
Strategic Quote Specialist

DISCLAIMER

This is not an official AIA web profile. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

Tan Teck Loon, Brian

Executive Personal Wealth Manager

Tan Teck Loon, Brian

Executive Personal Wealth Manager

Newsletters

Articles Worth Sharing

Newsletter Issue 94: Cultivating a Grateful Heart

Newsletter Issue 93: Happy Travels

Newsletter Issue 92: Family First: From Exams To Finance

Newsletter Issue 91: Persistent Progress, Purposeful Pursuit

Newsletter Issue 90: Stretching The Dollar

Newsletter Issue 89: Boost Immunity, Travel Safely

Newsletter Issue 88: Keep Cool & Beat the Heat

Newsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Newsletter Issue 86: Plan Well. Age Well.

Newsletter Issue 85: How To Ride The Dragon

Newsletter Issue 84: Reflect, Review & Recharge

Newsletter Issue 83: Holiday Highlights: Echoes of Joy

Newsletter Issue 82: Inflation & You

Newsletter Issue 81: Empowering Children

Newsletter Issue 80: Home Dreamers

Newsletter Issue 79: Before It's Too Late...

Newsletter Issue 78: Unlocking Potential of Our Awe and Envy

Newsletter Issue 77: Living with New Realities of AI and ChatGPT

Newsletter Issue 76: In Honour of Moms

Newsletter Issue 75: Keep Calm & Innovate

Newsletter Issue 74: Bright, Brainy & Beautiful Living

Newsletter Issue 73: The Golden Gift of Intentional Quiet

Newsletter Issue 72: Finding The Silver Lining

Newsletter Issue 71: Planning Ahead

Newsletter Issue 70: Taking A Walk

Newsletter Issue 69: Mind Over Money

Newsletter Issue 68: Navigating Differences, Conflicts and Relationships with Maturity

Newsletter Issue 67: Better Than Before

Newsletter Issue 66: Self-Doubt & Self-Confidence

Newsletter Issue 65: 80 Summers, 80 Winters, 1 Life

Newsletter Issue 64: Travelling Again

Newsletter Issue 63: Being Positive

Newsletter Issue 62: Social Media and Mental Health

Newsletter Issue 61: Being Savvy This Festive Season

Newsletter Issue 60: Looking Towards 2022

Newsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

Newsletter Issue 58: Misconceptions that hold us back

Newsletter Issue 57: One Thing At A Time

Newsletter Issue 56: Habits & Decisions That Compound

Newsletter Issue 55: Managing Burnout

Newsletter Issue 54: On Leadership

Newsletter Issue 53: Productivity, Personal Effectiveness & Meaning

Newsletter Issue 52: Living A Good Life

Newsletter Issue 51: Dignity and Why It Matters

Newsletter Issue 50: Empowering Women In Our Midst

Newsletter Issue 49: The Gift of Paying It Forward

Newsletter Issue 48: Done is Better Than Perfect

Newsletter Issue 47: Of Languages, Love and Possibilities

Newsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

Newsletter Issue 45: On Teaching, Learning & Growth

Newsletter Issue 44: The Ability to Rethink & Reassess Our Minds

Newsletter Issue 43 : Staying Grounded in Things that Serve Us

Newsletter Issue 42 : Moms Never Retire?

Newsletter Issue 41: This is the 8th Wonder of the world - Einstein

Newsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Newsletter Issue 39 : What is hurting Employees and Employers

Newsletter Issue 38 : Holding Space in Difficult Times

Newsletter Issue 37 : Covid19 - No turning back from a new future and reality

Newsletter Issue 36 : Make these 6 decisions

Newsletter Issue 35 : When the going gets Rough

Newsletter Issue 34 : Trust, Relationships and Emotional Security

Newsletter Issue 33 : These are simply worth sharing with you

Newsletter Issue 31 : The Power of Tiny Gains

Newsletter Issue 30 : How the World forgot to sleep

Newsletter Issue 29 : Don't leave life without it

Newsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Newsletter Issue 27 : Life's most Powerful Lessons

Newsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

Newsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

Newsletter Issue 24: The Interesting secret

Newsletter Issue 23: The way we Think

Newsletter Issue 22: Why Happiness is linked to Deep Talk

Newsletter Issue 21: Half of the jobs in 2020 are not yet known

Newsletter Issue 20: Your Life is About to Change